What do we do with your informa
Facts WHAT DOES SACRED HEART PARISH FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with use. This information can include:
  • Social Security number and credit history
  • account transactions and credit card or other debt
  • mortgage rates and payments and payment history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Sacred Heart Parish Federal Credit Union chooses to share; and whether you can limit the sharing.

Why We share your information
Reasons we can share your personal information Does Sacred Heart Parish Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our Marketing purposes -
to offer our products and services to you 		Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes -
information about your transactions and experiences 		No We Don't Share
For our affiliates' everyday business purposes -
information about your creditworthiness 		No We Don't Share
For our non-affiliates to market to you No We Don't Share

Questions? Call (361) 798-4361 or got to sacredheartcu.com


What we do
What We Do How
How does Sacred Heart Parish Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Sacred Heart Parish Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for financing
  • make a wire transfer or tell us where to send the money
  • provide account information
We also collect your information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Example
Affiliates Companies related by common ownership or control. They can be financial or non-financial companies.
  • Sacred Heart Parish Federal Credit Union has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial or non-financial companies.
  • Sacred Heart Parish Federal Credit Union does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Sacred Heart Parish Federal Credit Union doesn't jointly market.